Ray Ailstock

Many different real estate terms cause confusion because they sound like they are talking about the same thing, but in reality are talking about very different things. Home warranties and homeowner's insurance are two of those things. They both provide protection for you and your home, but in very different ways. Home Warranties A home warranty is a policy generally…

It doesn't matter whether you're selling your home as a short sale or as a traditional sale—your checklist for getting the job done will be identical. There are certain things that every responsible seller should do, and you can make sure you accomplish them all if you make a home-selling checklist. Your closing checklist will come into play after all your personal…

Reviewing a checklist of things to do when moving into our new home will make the enormous task of moving so much easier. Nobody really likes the act of moving. It can be nerve wracking, exhausting and overwhelming, with so much to do in one day. However, by breaking down the steps of moving into 10 simple tasks, you can streamline the process…

For those homeshoppers who may be nearing the age of retirement, the idea of living in a 55-plus community might seem appealing. With more builders offering up this type of new-home community, there are certainly plenty of options. But an active adult community, alternatively referred to as 55-plus, will have its differences when compared to your other neighborhoods — one…

Given the high stakes of homeownership, it pays to do your homework before making an offer. You’ve gone to the open house. You’ve had a private showing. You’ve read the disclosures. You’ve decided this is the house for you, and you’re ready to make an offer. Before you take that step, though, you should fully check out the neighborhood. After…

Home ownership is a core component in establishing and living the American Dream. For most people, the ambition to acquire their own home is their most important goal, surpassing all others, and it is the primary influence and motivation for how they conduct their business, financial, and personal lives. Most people will have to finance their home ownership by obtaining…

Whether you are a first-time home buyer or have experience owning real estate, buying a new house is an exciting endeavor. However, a home is more than just a place to live — it is also an investment and a major financial commitment. So, before you buy, make sure that you know exactly how much you can afford. It’s a…

If you live in an area where homes are selling like hot cakes, you may be feeling exceptionally confident in the value of your property. And as a result, you may be considering a home upgrade you’ve been dreaming of for years. Perhaps you want to add a pool, or maybe you want to add more square footage to your…

It is normal to harbor fears about making the wrong decision when you're looking at homes to buy. Many first-time home buyers wonder how they will know when they have found the right house. Here are 3 preliminary things you should know about finding the right house: First, an ethical real estate agent will never, ever, pressure into buying a…

Don't miss your chance to see these new homes, each in a desirable historic neighborhood, and all for sale very soon! Neighborhoods include: Herron-Morton Cottage Home Old Northside Ransom Place 2121 N New Jersey St. will be having an open house Sunday, March 24th 12-3pm. 1404 Roadway St. Unit E will be having an open house Sunday, March 24th 12-2pm. For me…